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Reduce Meals Prices with Our Grocery Planner Templates


Grocery purchasing on a price range is considered one of budgeting’s best challenges—particularly as costs proceed to rise. Get organized and lower prices with our free worth tracker and grocery planner templates.

Groceries have been a sore spot in my price range for years, and because the deadline approaches for assembly considered one of my private monetary objectives, I made a decision to essentially concentrate on this steadily fluctuating expense in order that I may funnel my financial savings in the direction of one thing that issues extra to me proper now. 

It’s taken quite a lot of trial and error, however over the past 12 months and a half, I really feel like I’ve lastly dialed it in. I’m going to share some numbers and techniques, however please bear in mind: Grocery costs differ wildly throughout america and past. What I share here’s what works for me in Maine. If I lived in NYC or Seattle or principally wherever else, costs would most positively be completely different. My grocery invoice can be larger in some locations and decrease in others.

That’s why I don’t spend quite a lot of time evaluating my grocery price range to others. I concentrate on my common since that’s an actual quantity that I can management. However with that being stated, implementing a number of of those methods and placing our free worth tracker, kitchen stock, and meal planning printables (see under!) to make use of will help scale back your meals price range, too. 

Additionally, for readability’s sake, grocery spending for me contains the whole lot I purchase on the grocery retailer except for pet meals, which I monitor individually. (I’ve three cats and a canine, so I actually need to know what they value me so I can put together appropriately.) Some individuals select to listing their family items like cleansing provides or paper towels right into a separate price range class. Do no matter works for you! 

Grocery Spending Historical past (it’s some huge cash)

Alrighty then, with that out of the best way, let’s take a look at a few of my grocery spending historical past. Being the price range nerd that I’m, I’ve knowledge going again to December of 2016. (To be honest, YNAB, my budgeting app, tracks this for me—managing this data alone for this lengthy would put me in an entire completely different class of budgeting glory.) 

A graph of spending data which shows that groceries averaged $261.38 per month in Erin's budget.
YNAB’s Spending Developments report reveals how a lot groceries have value by means of the years.

Can we simply cease for a second and take a look at that whole? I imply—wow. Over the previous 6+ years I’ve spent over $17,000 on groceries. As one individual. That simply blows my thoughts. Oh, and that massive spike within the center? That was my “Oh my gosh there’s a pandemic I must go purchase all of the issues!!!” purchasing month. The spike a number of months later? I used to be sick that month and actually wanted a great popsicle provide. Simply sayin’. Our price range tells the story of our lives. 

My month-to-month common over that point was $261.38. I’m purchasing only for me, and like I stated it contains non-food gadgets like shampoo, paper towels, cleansing provides—you get the thought. So actually, that’s not too dangerous. 

However over the previous few years, I began to essentially really feel that I may do higher and release extra money. So I made a decision to purpose for spending $200 a month on grocery gadgets. To be completely sincere, I wasn’t positive I may do it. However setting my objective uncomfortably low compelled me to concentrate to my grocery spending in a means I hadn’t for some time. 

Seems I geek out on these things, so I made vital progress. 

Right here’s my grocery spending for 2021:

A graph showing that grocery shopping on a budget is paying off, with an average cost of $211.39 per month.

I used to be fairly dang near $200! I used to be actually happy with this. 

Then 2022 hit and meals costs have been on the rise. Actually, it didn’t have an effect on me at first (extra on that in a bit), however I’m feeling it now. Nevertheless it’s making me shake my fist on the sky and say, “I can’t be deterred! I’ll keep at $200 a month for 2022! I can do that!” 

(Typically having a cussed aggressive streak is an asset!)

How you can Cut back Your Grocery Price range 

In terms of grocery purchasing on a price range, it’s a must to resolve which lever is extra vital to you: time or cash.

Right here’s what I imply by that: Proper now, I’m prepared to spend extra time (worth purchasing, cooking, and so on) in an effort to decrease my prices. Time is one thing I’ve and I take pleasure in engaged on this. Nonetheless, my good friend and colleague Ernie has three teenage boys. Time is valuable to him. So he’s prepared to spend extra money on groceries if it frees up time in his life. 

The place I’m prepared to drive to a couple completely different shops to get the perfect costs, Ernie’s philosophy is “I’m going to put the order on-line and simply do curbside decide up and increase—I’ve bought my Saturday again.” (Sidenote: On-line ordering can also be an effective way to curb impulse shopping for.) 

I respect that. I’d most likely really feel the identical means if I had three youngsters. 

So I totally count on some individuals studying this will probably be in Ernie’s camp and that’s A-OK. However for those who’re prepared to place a while in, I’m your woman—and there’s lots you are able to do to decrease your grocery spending.

Methods to Save Cash

If you happen to’re prepared to spend just a little time to economize, strive incorporating the next suggestions, tips, and strategies into your purchasing, planning, and eating routines:

Obtain Our Grocery Planner Templates

There are such a lot of instruments out there to assist set up purchasing and meal occasions that it’s nearly overwhelming, which is why we tried to consolidate the whole lot you want into one helpful PDF useful resource that’s each editable and printable.

A pantry inventory page from our grocery planner templates workbook.
Right here’s a sneak peek on the first web page of the Pantry Stock in our Grocery Planner templates workbook.

Our free Grocery Planner templates embrace a pantry stock with areas for a restocking listing, meal concepts, and an avocado ripeness tracker (as a result of not ripe, not ripe, not ripe, rotten appear to be the levels of avocado existence), a fridge and freezer stock, and a weekly meal planning template. Hit the button under and obtain it to get began.

Free Grocery Planner Templates

Know Your Costs

I’ve three grocery shops I’m going to recurrently which can be near me. I believed I knew the costs, however I wished to make certain. I’ve longed for an app that might monitor costs throughout the shops the best way I would like it to, however I haven’t had a lot luck discovering one. So I constructed a worth tracker in Google Sheets. It was eye opening to say the least!

Seize your self a replica of my worth tracker right here for those who’re . (Finest utilized by spreadsheet nerds). 

To make a replica, go to “File” and “Make a replica.” Principally, every row is an merchandise, and once you enter the costs for that row/merchandise, the cell with the bottom worth turns inexperienced. 

The worth variations between my shops have been surprising to me—I can’t stress that sufficient. Sure, it was work to construct it out, however now preserving it up to date takes a couple of minutes right here and there once I sit all the way down to construct a purchasing listing. Costs for many shops can be found on-line, which makes it a bit simpler, so examine between Walmart, Aldi, Amazon, and your native grocery shops. And also you don’t must do it multi function sitting. First, construct your grocery listing of things you recurrently purchase. Then seize the costs for one retailer, then the subsequent retailer one other time.

The opposite factor about listening to costs on this means is I do know a great deal once I see one.

Maintain a Effectively-Stocked Pantry

I bought higher at this throughout the pandemic and now I’m a professional. I may simply go two weeks with out purchasing with out blinking an eye fixed. Other than that benefit, I also can whip up any variety of meals that I do know I’ll take pleasure in in a short time.

Our Grocery Planner templates embrace a list listing to your pantry, fridge, and freezer, and a meal planning template, so remember to obtain that and also you’ll at all times know what to top off on. 

This additionally helps restrict journeys to the grocery retailer—the extra journeys I make, the extra I are likely to spend. Take a look at this weblog put up about the right way to go grocery purchasing as soon as a month

Concentrate on Your Common

As I discussed above, I keep watch over my common. I’m not fearful about spending the very same quantity each month. Some months I run above $200 if I come throughout some nice offers and need to top off. When that occurs a number of months in a row, I do know there’s meals out there, so I prepare dinner from the pantry and freezer to convey down the typical.

Contemporary produce is vital to me, so in months the place I’m attempting to spend much less, that’s the place I proceed to splurge. Having recent vegetables and fruit available makes it simpler for me to make wholesome meals. 

Purchase Generics (Retailer Manufacturers)

Mindy over at See Mindy Mother did a fascinating evaluation of manufacturers versus generics. I principally purchase retailer manufacturers, with a number of exceptions, so I used to be already doing this, however I had no concept how a lot cash it saved. If you happen to aren’t doing this, it’s value attempting. And for those who discover a retailer model of one thing you hate, nicely at the very least now you already know and you may return to the name-brand stuff guilt-free.

(Mindy is a superb useful resource for price range household meals. 10 out of 10 would advocate her channel.)

Meal Plan 

That is value your time and it doesn’t should be tremendous fancy. You don’t want to determine each snack for on daily basis. You simply want a framework. 

I do that on the weekend and prepare dinner a number of larger issues that I can reheat over the course of the week. Right here’s a typical weekly menu for me.

Breakfasts

  • In a single day Oats with Strawberries and Blueberries
  • Scrambled Eggs with Oven Baked House Fries

Lunches

  • Egg Salad Sandwiches (typically with do-it-yourself bread)
  • Tossed Salads. I make up a few half dozen of those and retailer them in particular person glass containers. I simply pull one out every day—increase—accomplished.

Dinners

  • Taco Soup
  • Inexperienced Chili Hen Enchiladas

Snacks

  • Fruit
  • Popcorn
  • Tortilla Chips with do-it-yourself salsa

That’s only one week, however it’s sufficient to maintain me pleased and assist me keep away from take out. Use the meal planning template in our free printable to give you a simple meal plan of your personal. And take a look at this weblog put up on meal planning myths—it doesn’t must be troublesome or time consuming! 

Ten Go-Tos

One approach to hold meal planning manageable is to determine what your high ten meals are; select issues which can be simple to make and budget-friendly. Right here’s my listing:

  1. Selfmade Pizza. I make this in a forged iron skillet. I make wonderful do-it-yourself pizza. It’s my superpower.
  2. Taco Soup (as talked about above)
  3. Burrito Bowls
  4. Selfmade Hen/Turkey Pot Pie
  5. Roasted Veggies with Grilled Hen Breasts
  6. English Muffin Pizzas—a little bit of an emergency meal for me. (Thanks Dad!)
  7. Baked Beans and Potato Salad
  8. Corn Chowder
  9. Selfmade Focaccia with Roasted Veggies
  10. Candy Chili Hen Bowls

Want some low cost and simple meal concepts? We’ve bought you coated.  

Eat What You Purchase

I’m satisfied all of us throw away an excessive amount of meals, myself included. (What number of occasions have these recent greens become a mushy mess?) So my newest objective has been to complete what’s within the fridge earlier than making one thing else. Typically meaning getting just a little inventive, like turning that previously recent produce right into a smoothie. 

I additionally make an effort to not make an excessive amount of of anybody meal, and if I do make a giant batch of one thing, I’ll throw half within the freezer immediately. 

Purchase Substances, Not Processed Meals

You gained’t see quite a lot of processed stuff in my cabinets. For essentially the most half, I purchase components and use what I purchase throughout a number of recipes. There’s typically a mindset that for those who’re spending too little on meals, you may’t be maintaining a healthy diet meals. I’ve not discovered that to be true. If I purchased all natural from the native farmer’s market, yeah that might value extra. (And if that’s vital to you—go for it!) 

However there’s simply no query that cooking from scratch saves cash. And the psychological overhead of getting ready a meal lessens as your abilities and habits get higher.

If you would like assist studying to prepare dinner there are many channels on YouTube that may allow you to. Simply search round. I discussed See Mindy Mother; I additionally like Meals with Maria and Frugal Match Mother. All three are nice for those who simply need to binge watch to get concepts.

How I Combat Leftover Fatigue

In terms of leftovers, the wrestle is actual. I imply I loooove taco soup, however I don’t need to eat it on daily basis for every week. That simply doesn’t work for me. The lengthy standing suggestion is to freeze half for later, and that works for some issues, however not a lot for others. 

I additionally wish to prepare dinner extra typically, so currently I’ve additionally been doing the alternative: I prepare dinner a half batch as a substitute of a full batch. This provides me much less to eat by means of, saves freezer house, and I get to strive extra issues. 

You probably have a giant household, this may increasingly not work as nicely for you so get within the behavior of dividing massive batches into smaller parts and perfecting your freezing routine. 

All of this may seem to be quite a lot of work, however you construct habits as you go. Make it extra manageable by selecting one space to enhance on first—begin evaluating costs, take stock of what you might have, create a listing of your 10 Go-To Meals, or work on a meal plan. 

Similar to you may select which financial savings lever to tug (time or cash), you may also select your personal tempo for revamping your grocery spending. Perhaps you’re prepared for a 100-yard sprint to the end line of frugality with a whole overhaul of your meal planning and purchasing. Maybe you’re an extended distance marathon runner who must meander by means of Complete Meals a number of extra occasions. Any enchancment is an enchancment and saving in your grocery price range will help you’re employed in the direction of reaching monetary objectives that matter extra to you. 

So that you’ve downloaded our free Grocery Planner templates however have you ever began a price range? Strive YNAB at no cost for 34 days and revel in much less cash stress with a monetary planning instrument that places your cash to be just right for you. 

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