Howdy BAD Neighborhood and Welcome to 2022!!
As a lot as I had hoped to start out this 12 months with a bang of debt payoff, I’ve nonetheless received some lingering and sudden “leftovers” from the 2021. However my purpose that I set this previous fall has not modified…I wish to be fully debt free by the point Gymnast graduates from highschool in June, 2023.
I do know it’s a stretch purpose. However it’s my focus.
How we ended 2021
The final a number of months have been so loopy. So many highs and a few fairly important lows. Right here’s a quick abstract…
We had a number of visits from the twins’ girlfriends together with our Thanksgiving journey to Texas. It was lots of enjoyable and I lastly received a brand new previous timey picture.
My very long time boyfriend relocated from Florida to Pennsylvania and we’ve travelled backwards and forwards a number of instances. He really spent Christmas right here in Georgia AND…
He requested me to marry him in early December! It is going to be a LONG engagement, however I couldn’t be extra blissful. (We nonetheless hold our funds fully separate and they’ll stay that approach for the foreseeable future.)
The identical weekend that I used to be in Philadelphia getting engaged, Gymnast was in a horrible automobile wreck that he completely mustn’t have survived…however miraculously, he walked away just about unscathed. It actually is a miracle that he’s nonetheless right here.
The contractor received a good bit full on the corridor tub. The one remaining giant undertaking on my dwelling enchancment listing. I owe $400 extra to finish it together with the acquisition of some small objects like a mirror and a few plumbing accoutrements.
And at last, I’ve skilled some medical points which have required testing and should require surgical procedure within the coming months.
So it’s been a curler coaster of an finish of the 12 months. However I’m certain grateful for my full time company job that pays me nicely, medical insurance with what’s happening with me proper now (even when it’s a excessive deductible plan) and that every one of my kiddos are wholesome and blissful as we kick off this new 12 months.
Keep tuned for the plan, an actual finances and my debt numbers as they stand now. It’s good to be again writing, however I actually wanted the break after this previous a number of months.
Hope is a digital advertising supervisor and foster/adoptive single mother to 5 youngsters. She has run her personal consulting firm for over 15 years and took a leap of religion returning to the company world in 2021 to a job and staff she loves! Hope started sharing her journey with the BAD group within the Spring of 2015 and appears like she has lastly mastered the stability between household first and sensible monetary choices.