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Are you ready for dengue fever?

In case you missed the information, Singapore has been declared to be in an “emergency section” because of the steep rise within the variety of instances for dengue fever. In case you get bitten, be sure to’re already lined by your insurer (or join dengue cowl to get protected without cost) and apply the next prevention steps in your house.

Final month, our Minister of State for Residence Affairs warned that Singapore had reached an “emergency section”, given the steep improve within the variety of instances on a weekly foundation.

The present variety of dengue instances has exceeded 15,000 – with 378 clusters and 139 dengue-alert areas labeled by NEA* as purple hazard zones. That features my property 🙁

*Numbers correct as of 27 June. Verify the most recent updates from NEA right here.

Whereas the signs of dengue are much like the widespread flu, the most important tell-tale indicators are rashes, bleeding and/or bruising even from mild knocks or bumps. It is because dengue causes your platelet rely to drop, which impacts your pure blood-clotting skills.

Picture supply: Mount Elizabeth Hospital

For some individuals, getting bitten may finally lead to hospitalisation. By now, you’ll have already seen the unlucky information about the 82-year-old lady who efficiently evaded COVID-19 throughout the pandemic however finally succumbed to dengue. The essential section is often from Day 3 – 6 of the sickness (though precise development timelines might differ), the place even when your fever begins to subside, your platelet rely may in reality be dropping considerably.

Beforehand, when my father-in-law was stricken with dengue, he needed to go to the physician repeatedly for blood assessments and was informed that if his platelet rely dropped too low (beneath 80k per ml), he would require hospitalization. For reference, regular ranges are round 150k to 450k per ml. That’s as a result of with a diminished blood clotting means, the physique can go into shock, inside bleeding, organ failure and even dying.

And should you suppose you’re immune this time since you acquired it earlier than, that is probably not the case as a result of there are 4 completely different serotypes (aka. strains) of dengue virus: DENV-1, DENV-2, DENV-3 and DENV-4. Though recovering from one serotype usually gives lifelong immunity towards it, this doesn’t prolong to the opposite serotypes, which means that a person can probably be contaminated with dengue as much as 4 instances.

The present dominant serotype circulating in Singapore proper now’s DENV-3, which was beforehand unusual and thus much less immunity inside our inhabitants towards it. In any case, previous to 2020, DENV-3 was not the dominant serotype throughout earlier main dengue outbreaks within the final 3 a long time. 

How a lot may dengue price?

For gentle instances, you’ll solely want to fret about the price of blood assessments and session charges – this may be wherever between $20 for a seek the advice of to $120 (if a blood take a look at is required) through the general public route (additionally is determined by how a lot your physician fees).

Nonetheless, if you find yourself in hospital, the payments can climb increased. For a current affected person, her medical payments crossed $126,000 final month resulting from hospitalisation and rehab charges.

In fact, not all instances might price that a lot. Based on AIA Singapore, they paid out over $200,000 in claims for dengue fever prices within the yr 2020 (which was the final main dengue outbreak). The precise prices incurred will in the end rely in your physique, your present well being circumstances and the way the an infection progresses as effectively.

In fact, the excellent news is that you simply don’t need to bear the medical payments by your self, as dengue fever is a situation which you could probably declare out of your insurance coverage.

Be sure to can declare out of your insurance coverage

Should you haven’t already finished so, please test in case your insurance coverage covers you for dengue fever. Most complete private accident plans – comparable to AIA’s Solitaire PA – ought to cowl it, however not all do, so test your T&Cs to make certain.

Should you want protection towards dengue fever, you will get it now without cost (for a restricted time solely).

In AIA’s case, their newest no-cost dengue cowl plan gives for:

  • $1,000 hospitalisation earnings profit resulting from dengue fever*
  • $100 non-hospitalisation profit upon prognosis with dengue fever^
  • $10,000 lump sum dying profit resulting from accident or dengue fever^

* Be aware: Minimal 6-hour hospital keep is required
^A ready interval of 10 days applies for dengue fever earlier than this profit will likely be payable. Dengue have to be recognized in Singapore by a Registered Medical Practitioner.

The coverage is fairly easy, however you can too learn the complete record of T&Cs right here.

My husband and I’ve already signed up for ours. Hurry, get yours right here as we speak.

Stop dengue at residence by practising B-L-O-C-Ok and S-A-W

With most of us on a hybrid work association today, you wouldn’t need your own home to be a breeding floor for the Aedes mosquitoes, so be sure to apply B-L-O-C-Ok at the least as soon as each few days.

All of the under pictures are sourced from NEA.

And should you’re residing in a purple zone (like I’m) which suggests there’s a excessive inhabitants of Aedes mosquitoes in your space, strive practising S-A-W to forestall your self from being bitten.

In my family, we additionally use an electrical mosquito bat to swat these pesky mosquitoes each time we see them! Most provision retailers promote it, but when not, you can too order on-line.

I additionally stick mosquito repellent patches on my youngsters each time they head out! Whereas it isn’t 100% efficient, but it surely does assist to discourage (or scale back) the variety of bites they’d in any other case have gotten with out the stickers.

Stop AND shield. That’s the perfect we will do.

To assist Singaporeans within the combat towards dengue, AIA is freely giving FREE dengue cowl, restricted to the primary 100,000 insurance policies solely. The coverage protects you and your family members (as much as a most of seven dependents) till 31 August 2022.

Signal as much as be protected towards dengue fever for FREE right here by 31 July 2022.

Should you’ll like extra, you can too meet up with an AIA Monetary Providers Advisor for a overview (by 31 August) and obtain a complimentary $10 GrabFood voucher.

T&Cs apply. Protected as much as specified limits by SDIC. This commercial has not been reviewed by the Financial Authority of Singapore. The insurance coverage are underwritten by AIA Singapore Personal Restricted (Reg. No. 201106386R ("AIA"). All insurance coverage purposes are topic to AIA's underwriting and acceptance. You might be suggested to learn the coverage contracts for the exact phrases and circumstances of those plans, together with exclusions whereby the advantages beneath these plans is probably not paid out.  



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